As we enter 2013, there are several schools of thought in the lending community regarding access to capital and what may or may not happen with small business lending in 2013. One of the problems in making a clear prediction is the number of different sources providing numbers and specs, such as the Small Business…
Operating Your Restaurant Efficiently If you are a restaurant owner, or are looking to open your own restaurant, then you no doubt are aware of the massive amount of equipment that will be needed to do it properly. This sort of equipment is not inexpensive, especially when you consider that most of it is designed…
As we come to the end of 2012, forecasters at ELFA are looking at the prospects for the equipment leasing and financing industry for 2013, and the winners as they stand right now are the construction and transportation industries. Construction tops the list, with a projected 15% growth over the course of the 2013 business…
The Wrath Of Sandy Following the destruction brought by Hurricane Sandy, construction companies in the northeastern US are looking at a predicted uptick in jobs over the course of the coming months. The cleanup is coming to an end and the process of rebuilding is set to begin in earnest as soon as the first…
If you have an office, then you are constantly looking for new and creative ways to make doing business a little easier on you and your employees. Granted, nothing will ever replace good old fashioned hard work, however, there are a few things you can do in order to make the office world a little…
An Economic Uncertainty In an uncertain economic climate, small businesses are feeling the pinch, as evidenced by banks and their refusals to loan to small businesses who are desiring to either start up or expand. The picture is not a pretty one for those who are attempting to raise what is known as “gap funding”…
The Drop In Business One thing to be said for the recent downturn in the mining industry….you can now pick up used mining equipment for a song. In many cases, it is possible to obtain much needed like new equipment at a third of its original price. With the US closing down so many coal…
The Small Business Dillemma One thing that Hurricane Sandy and other recent natural disasters have taught us, when problems arise, Americans come together to help each other out. Instead of relying on government as the savior, they open both wallets and hearts to do what is right by their neighbor. Oddly enough, what is done…
The Pulse Of A Nation For the first time in more than a year, confidence in the equipment leasing industry has fallen from 53.3% on October to 49.9% in November, a combination of both prevailing business conditions as well as future expectation as set forth by the recent presidential election results, the looming fiscal cliff,…
A New Lease On Lending In an uncertain economy, more and more banks are seeing small business lending opportunities as their next big profit center. Small businesses have moved to the forefront of the lending crowd since investment banking and mortgage backed security deals began waning in 2008 and are now no longer considered viable…